Your Care Manager
If you fulfil all the criteria above, you must contact
your Care Manager to ask for an assessment of your needs.
When you book the appointment, it would be very helpful
to direct your Care Manager to this website. Not only will
they be able to appreciate what you're hoping to achieve,
but on our Professional
Adviser's Site, they can read some
useful information to help them with your assessment.
It might be a good idea to take someone with you to the
meeting, perhaps a close friend or family member.
At the meeting, your Care Manager needs to understand your
wish to consider buying a Shared Ownership Home. They'll
assess your present position and conclude whether a home
of your own would be more suitable accommodation in comparison
to where you live now. If you have a learning disability, your Care Manager will decide whether you'll understand
the process on your own, and if not, they'll recommend you
have help from a person you trust. Your assessment will
also confirm that you'll receive the right level of care
and support in your new home.
All being well, you'll be given a positive recommendation
to proceed but if your Care Manager feels a home of your
own would not be suitable for you, they'll confirm their
reasons. It may be possible to appeal against this decision
and in this case, please come back to us so we can advise
you what to do next.
Someone to help you
Buying a Shared Ownership Home is a complicated transaction,
even though we make it incredibly smooth and simple a process.
If your Care Manager believes you require additional help
to understand the process and what's involved, we'll need
you to appoint someone you trust to oversee the process
from now on. This will usually be a member of your family
or a close friend. They may already be helping you with
things like State Benefit claims.
The person you choose needs to be a trustworthy person
who has your best interests at heart and as this is a large
financial transaction, they need to be creditworthy too.
If they have a poor credit rating, they won't be able to
help you.
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